Harriet Ragozin


Harriet Ragozin is a Manager in Keyser Marston Associates’ Northern California office, with over 20 years of experience in real estate and economic consulting. Ms. Ragozin focuses on affordable housing and child care nexus analyses, inclusionary housing analyses, residential and commercial real estate feasibility analyses, redevelopment tax increment projections, and market assessments.


Affordable Housing

Affordable Housing Policy

Ms. Ragozin has worked extensively on affordable housing policy analyses, including inclusionary housing analyses, in-lieu fee studies, jobs-housing nexus analyses, and increasingly, residential nexus analyses. Typical tasks include the evaluation of development economics for prototypical market rate housing development, the calculation of affordable rental rates and sales prices, the calculation of full cost recovery in-lieu fees for ownership and rental projects, and the evaluation of alternative program structures. Harriet has conducted studies conducted for the cities of San Francisco, Palo Alto, Cupertino, Napa, Novato, and Campbell, among others.

Child Care Nexus Analyses

Ms. Ragozin has conducted child care nexus analyses linking new real estate development to the demand for child care facilities in the jurisdiction. Examples include a citywide analyses conducted for San Ramon, San Mateo, and San Francisco and a project-specific analysis conducted for the City of Redwood City.

Real Estate Advisory

Residential Financial Analyses

Ms. Ragozin has assisted in the assessment of market and financial feasibility analyses for proposed residential developments. Projects include market rate housing proposals (ownership and rental), affordable housing development proposals (including projects utilizing tax exempt financing and low income housing tax credits), and mixed-use projects. Such services have been provided in the cities of Santa Rosa, San Jose, Walnut Creek, Lafayette, Redwood City, San Leandro, Union City, and others.

Hobbies and Interests

Harriet enjoys tennis, travel, and spending time with her family, including her dog.

Professional Credentials

  • Master’s degree in public policy from the Goldman School of Public Policy at the University of California, Berkeley
  • Bachelor’s degree in economics from Williams College