Linnie Gavino


Linnie A. Gavino is a Principal in the San Diego office. She joined KMA in 1997 and specializes in affordable housing. She has comprehensive experience with projects subject to Low Income Housing Tax Credits, tax-exempt financing, and other affordable housing guidelines.

Areas of Specialization

Affordable Housing

Affordable Housing Policy Analysis

Evaluates the impact of inclusionary housing requirements on the feasibility of market-rate residential development. Provides technical studies analyzing the feasibility of potential affordable housing policies and initiatives.

  • City of San Diego  – Inclusionary Affordable Housing Ordinance
  • City of Del Mar – Affordable Housing Feasibility Assessment
Affordable Housing Transactions

Analyzes the market and financial feasibility of residential developments, including market-rate, affordable, mixed-income, and mixed-use transactions. Supports local jurisdictions in the negotiation of business terms and financial terms of proposed affordable housing developments.

  • City of Escondido – Middle Income Housing Program
  • County of San Diego – Affordable Housing NOFAs

Land Use Economics

Provides a range of financial feasibility related services including the collection and review of market data, formulation of development concepts, financial pro forma analysis, preparation of multi-year cash flow models, developer negotiations, and transaction structuring.

  • San Diego Unified Port District – Chula Vista Bayfront Resort Hotel and Convention Center
  • University of California, San Diego – La Jolla Innovation Center

Hobbies and Interests

Linnie enjoys skiing, traveling, and aspires to be a better cook and baker.

Professional Credentials

  • M.A. in Urban Planning – University of California, Los Angeles
  • B.A. in Public Administration, City Planning – San Diego State University
  • San Diego Housing Federation
  • Lambda Alpha International, San Diego Chapter
  • Circulate San Diego